房屋贷款

不管你是 首次购房者 或者你正在寻找 再融资 an existing mortgage, Cal Coast has a solution for you. Our expert real estate and lending team members will walk you through the process from start to finish, always keeping your best interest top of mind. 

Competitive 利率 and Flexible Options

Ready to take the leap into home ownership? Are you looking to lower your monthly payment or shorten your loan term? We're ready to help you every step of the way.

房屋所有权

买个新房

Buying a home should be exciting and rewarding. Cal Coast has a home buying service and rewards program exclusive and free to our members that finance through us. 

 

再融资 & 保存 

为你现有的住房贷款再融资

Paying too much on your monthly mortgage? Consider refinancing with Cal Coast to lower your payment and save money in the long run. There's no better time to explore the savings you can get with a lower rate and better term. 

流行贷款的当前利率

30年期固定5

年利率低至
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  • As low as 5% depending on loan amount1
  • 稳定的月供
  • 标准和大型选项

7固定6

年利率低至
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  • 再融资
  • 稳定的月供
  • May be eligible for no in-home appraisal for loans up to $400,000

5/5的手臂7

年利率低至
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  • Rate adjusts only once every 5 years
  • 首付款低至5%2
  • Lender-paid mortgage insurance available

HELOC8

低至
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  • Convenient access to your home's equity
  • Loan advances can be taken as needed
  • Interest only charged on the funds in use3

你想做什么?

 

买个新房


The road to home ownership starts here with a Fixed or Adjustable-rate home loan.

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为房屋再融资


Leave your high-rate home loan in the dust and 再融资 with a Fixed or Adjustable-rate home loan.

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使用你的房屋资产


Make your home pay off for you and get a home equity line of credit or home equity loan.

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购买或出售你的房子


You’ll have access to HUGE discounts when you buy or sell your home, 包括20%的佣金回扣.4

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年利率. 利率 and terms as of 07/19/2024 based on credit history, 须经信贷审批, and subject to change without notice. 贷款 over 80% LTV require mortgage insurance. Payment examples do not include property insurance and taxes, and the payment will be higher than disclosed payments. Some loans are available for second homes and investment properties in CA at different rates and terms. 会员 and credit subject to approval. Serving everyone who lives or works in San Diego, 河畔, 帝国, 橙色, 洛杉矶, 文图拉, 和圣贝纳迪诺县. A one-time $5 membership fee and savings account required. 限制.

  1. 30-year, fixed-rate with an interest rate of 8.4月8日250%.648%,每月还款额9,730元.包括按揭保险. This does not include property insurance or taxes and assumes property value $1,300,000, 95% LTV, 单身家庭, 业主自住的, 信用评分740+.
  2. 5/5的手臂 Advantage with an initial interest rate of 7.4月7日.153%,每月还款3,160元.19, there is no mortgage insurance for this loan. This does not include property insurance and taxes. Payment example based on a 30-year term, 物业价值$500,000, 贷款金额475美元,000, 单身家庭, 业主自住的. 利率 subject to change once every 5 years based on the weekly average of the 5-Year Constant Maturity Treasury (CMT) index rate as made available by the Federal Reserve Board, 加上2的余量.50%. Maximum adjustment cap 2% every 5 years and 5% over the life of the loan.
  3. 5/5的手臂
  4. Rebate is awarded by Home Rewards Group, Inc. to buyers who select and use a real estate agent in the Home Rewards network. Commission rebate is 20% for purchase only of a residential property. Payment is credited to your benefit at the close of transaction. Using 加州海岸信用社 for a mortgage loan is not a requirement to earn the rebate. Purchase price must be greater than $150,000. All rebates are subject to limitations, lender guidelines, state laws and other requirements. Certain properties may not be eligible for rebates. Please consult a qualified tax professional for advice on tax implications from receiving a rebate. Home Rewards Group, Inc. is not affiliated with 加州海岸信用社. 如有更改,恕不另行通知.

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