汽车贷款再融资

你口袋里需要更多的钱? 看看你的车道就知道了.

Refinancing Your Car Equals Extra Cash in Your Pocket

Did you know you can lower your monthly auto loan payment when you refinance your high-rate auto loan from another lender? Refinancing your auto loan saves you money by lowering your rate and in turn, 减少月供.

 它是如何工作的:
  • 〇事先获得批准 Find out how much lower your rate can get by applying online or stopping by a local branch.

  • 设置它- Work with a Cal Coast representative to finalize the details of your new loan.

  • 签名并保存—— Complete your auto refinance and make your new lower payments in Cal Coast 在线 or by mail.
福利+保护:
  • 享受90天不付款!2
  • No direct deposit, automatic payments or checking account required.
  • 可负担的GAP, MRC等 贷款的保护 可用.
更多的选择:

需要腾出更多的资金? Consider a longer loan term to stretch out your payments, or borrow against your car to pay bills and consolidate debt. 考虑租赁买断? 我们也可以这样做.

Contact us (877) 495-1600 or visit a local branch for details on cash-out auto loans and lease buyouts.

认为利率

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新车和二手车贷款

了解更多关于汽车贷款与加州海岸. See rates for new and used cars and  auto loan refinance options. 

购车服务

了解更多 about car-buying services that can help you purchase a new or used car and finance with Cal Coast Credit Union. 加州海岸的汽车贷款利率现在低至4%.4月28% 有折扣.*

信用卡

发现来自加州海岸的信用卡优惠. We offer rewards credit cards, student credit cards, balance transfer options and special offers. 

  1. 年利率. 费率截止到2024年7月19日. 贷款须经信贷和抵押品审批. 利率, terms, and conditions are subject to change and may vary based on creditworthiness. 其他费率和条款. 有一些限制. 会籍及信用须经批准. Serving everyone who lives or works in San Diego, 河畔, 帝国, 橙色, 洛杉矶, 文图拉, 和圣贝纳迪诺县. A one-time $5 membership fee and savings account required. 限制. 

    Standard passenger vehicles only, no commercial vehicles or vehicles for hire will be considered. 没有柠檬法回购或灰色/打捞所有权. Vehicles for commercial use or used to transport passengers for compensation, including but not limited to vehicles used as taxicabs or for ride-sharing, 不符合资格.
  2. 90-day deferred payment option for qualified borrowers. Finance charges begin to accrue immediately and are repaid over the life of the loan. As a result, you may pay higher total finance charges on the loan than if payments began earlier. 限制.

*APR =年度百分比利率. 房价截止到2024年5月31日. 贷款须经信贷和抵押品审批. 利率, terms, and conditions are subject to change and may vary based on creditworthiness. 其他费率和条款. 有一些限制. 会籍及信用须经批准. Serving everyone who lives or works in San Diego, 河畔, 帝国, 橙色, 洛杉矶, 文图拉, 和圣贝纳迪诺县. A one-time $5 membership fee and savings account required. 限制. CCCU does not endorse or encourage the product or services. CCCU urges you to do your own due diligence on the vendor and its product/service. 须经信贷及抵押品审批. Advertised rate is our lowest Annual Percentage Rate (APR) and is effective 05/31/2024 and includes a discount for using the Cal Coast Auto Buying Service Powered by TrueCar at http://calcoastcu.网站.com or 新 Cars Inc, our personalized concierge auto buying service (calcoastcu.网站.com或NCI). 房价如有变动,恕不另行通知. 汽车贷款利率与计算器相同.网站.com/NCI折扣目前低至4.4月28%, depending on credit history, loan term and vehicle model year. The as low rate applies to vehicle model years 2022 and newer. 29个月的贷款,4.28%的固定年利率,每月支付36美元.每借1000美元37美元. 如果你用计算器.网站.com/NCI, the discounted offer is good for purchases; rate discount subject to change or end without notice. To qualify for discount offer you must use the Cal Coast Auto Buying Service at http://calcoastcu.网站.com or 新 Cars Inc and either fund the purchase of a vehicle from the certified dealer listed on your Price Quote Certificate (Cal Coast TrueCar 储蓄 Certificate) or purchase a vehicle from 新 Cars Inc. and finance your purchase with 加州海岸信用社. The Cal Coast TrueCar 储蓄 Certificate must be generated prior to purchase and no more than 90 days prior to your loan being funded. Your loan will originally be set up without the rate discount. After your loan agreement is signed and your vehicle purchase is complete, we will confirm that you qualify for the discount and apply the discount to your loan as of the effective date of the loan. 全年车型的折扣为0.50% off the approved interest rate for loan terms up to 5 ½ years (66 months). 全年车型的折扣为0.25% off the approved interest rate for loan terms of 67 months and longer. Discounted rates are 可用 for purchases and not valid for refinances and lease buyouts. Discounts cannot be combined with any other discount program or type. Please allow ten to fifteen business days after funding for processing your purchase and loan discount. 

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